691 Charles Street, Grover Beach, CA 93433, Grover Beach, California, United States. - Hero Image
691
Charles Street
Grover Beach | California

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Better Homes and Gardens Real Estate Haven Properties
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$1,099,000
Bedrooms
3
Bathrooms
3
Living
2,125
SQFT
691 Charles Street, Grover Beach, CA 93433, Grover Beach, California, United States. - Photo 1
691 Charles Street, Grover Beach, CA 93433, Grover Beach, California, United States. - Photo 2
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691 Charles Street, Grover Beach, CA 93433, Grover Beach, California, United States. , Grover Beach , California 93433

691 Charles Street, Grover Beach, Ca, 93433

Welcome to your stunning hilltop retreat in Grover Beach—perched gracefully in the coveted Grover Heights neighborhood and offering breathtaking views of the Pacific Ocean and Oceano Dunes. This corner-lot gem blends modern updates with coastal charm for effortless Central Coast living.

Step inside to discover thoughtful upgrades throughout: a brand-new roof, waterproof laminate flooring, fresh interior paint, and sleek recessed lighting on both levels. Three beautifully renovated bathrooms (with updated plumbing) ensure comfort and style, while new appliances add convenience and turnkey ease. After a day of exploring, unwind in your brand-new hot tub under the stars.

On the main level, you’ll find a fully updated kitchen with quartz countertops, tile backsplash, modern cabinetry, and newer stainless steel appliances. The main floor also includes three light-filled bedrooms, two full baths, a formal dining area, and plenty of storage.

Upstairs, the expansive great room draws you in with panoramic ocean and dune views through dual-pane windows that bathe the space in natural light. This level is designed for hosting, featuring a convenient wet bar to pour your favorite beverages, a handy Murphy bed for guests, and a half bath for added functionality.

Outside, enjoy your private, low-maintenance backyard with gated entry, elegant slump-stone walls, and a concrete patio—perfect for al fresco gatherings or peaceful evenings. The two-car garage features built-in storage and even an additional refrigerator.

Located mere minutes from Grover Heights Park, Grover Beach, Pismo Preserve, Monarch Butterfly Grove, Oceano Dunes, and all the Central Coast highlights, this move-in ready home has it all—you don’t want to miss it.

Property

3D Street View Tour

Map showing 691 Charles Street, Grover Beach, CA 93433, Grover Beach, California, United States.

Property Location

691 Charles Street, Grover Beach, CA 93433, Grover Beach, California, United States., Grover Beach California

Local Weather & Climate

Grover Beach, California

Current Conditions Updated recently
57 °F
Overcast clouds
Feels Like 57°F
Humidity 82%
Wind 5 mph
Visibility 6.2 mi
Sunrise 2:21 PM
Sunset 2:04 AM
5-Day Forecast
Tue 10 Mar
Clouds
High 61°
Low 52°
Wed 11 Mar
Clear
High 71°
Low 54°
Thu 12 Mar
Clear
High 75°
Low 58°
Fri 13 Mar
Clouds
High 75°
Low 59°
Sat 14 Mar
Clouds
High 74°
Low 60°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Grover Beach?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Market Rate

Our perspective on current market conditions in Grover Beach. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market
Balanced conditions. Negotiate wisely.
50
Buyer Score

Local Market Price Trends

Median home sale prices in Grover Beach, California — ZIP code 93433 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $1,099,000
Area median: $774,293
+0.0% year-over-year (below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $1,099,000 20% down ($219,800)

42.4 years
Double Your Investment
Based on current market trends, your property value could double
$539,806
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$5,849
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$1,795,052
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
2.5x
Leverage Power
Your $219,800 down payment could grow to $539,806 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.18
Every dollar invested today could become $1.18 in 10 years
$100 → 118 $1,000 → $1,178
+$50
$50/day
Your home may appreciate while you sleep
$348/week $1,510/mo $18,121/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$189K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -27% advantage over stocks
RENT 💸 -$605K
vs
OWN 📈 +$540K
$540K Potential Equity
vs $605K lost to rent over 10 years
$220K Down Payment Growth
2.5x
10yr
$540K
4.6x
20yr
$1.0M
8.2x
30yr
$1.8M
Wealth Comparison
×4
Equivalent to 4 average US homes
top 10%
US household wealth ranking
Median: $193K Yours: $1.8M
Time to Double Your Investment (accounting for market cycles)
76.9
years
Conservative
0.91% effective/yr
18.2
years
Optimistic
3.88% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $1.2M +9%
Market $1.3M +18%
Optimistic $1.6M +46%
$540K est. equity
20 Years
Conservative $1.3M +20%
Market $1.5M +39%
Optimistic $2.4M +114%
$1.0M est. equity
30 Years
Conservative $1.4M +31%
Market $1.8M +63%
Optimistic $3.4M +213%
$1.8M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Opportunity Zone
Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 93433 • 2022 ACS Data

12,755 Population
Median Age: 40.0
$80,438 Median Income
Above Average
$639,400 Median Home Value
Rent: $1,799
30.9% College Graduates
Average

Housing

Homeowners 49.3%
Renters 37.1%
Vacancy Rate 13.6%

Employment

3.1% Unemployment
13.7% Work From Home

Education Attainment (Age 25+)

High School+ 86.1%
Bachelor's+ 30.9%
Graduate+ 11.9%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 691 Charles Street, Grover Beach, CA 93433, Grover Beach, California, United States features 3 bedrooms with 2,125 square feet of living space.
This property offers 2,125 square feet of living space.
This property is listed at $109,900,000, which equals $51718 per square foot.
In Grover Beach, home prices have increased 0% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Grover Beach shows an active market. The market opportunity score is 50 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Grover Beach, California. The property is situated in an established neighborhood with convenient access to local amenities and services.
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